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Wisconsin and Illinois Jumbo Bank Statement Mortgage Loans



With the recent changes and elimination of most stated income programs, Ameristar Mortgage offers self employed borrowers the opportunity to qualify for jumbo loans with personal or business bank statements.

If you need some help to overcome obstacles to homeownership such as, being self employed and writing off most income on your tax returns or just needing extra credit flexibility, we offer jumbo bank statement solutions for qualified borrowers who want to purchase or refinance a home.

For loan amounts $417,000 or less, please see our Core Bank Statement program page.

Full Doc Guidelines (12 month bank statements):

  • Up to 90% financing
  • Maximum loan amount $2,000,000
  • 12 months personal (100% of Deposits) or business (75% of Deposits) bank statements accepted
  • 30 and 40-year terms and options for initial interest-only period
  • 2-9 months PITI reserve requirements (reserve amounts based on loan amount)
  • One loan with no PMI
  • First time home buyers allowed (restrictions apply)
  • Tradeline requirements do apply
  • Variety of property types including: owner occupied, 2nd home, investment, rural, low and high rise condos and 1-2 unit properties
  • Available for purchases, rate and term refinances and cash out refinances

Current Wisconsin and Illinois Mortgage Rates
Please call or email Ameristar for current bank statement program rates

All Wisconsin and Illinois Mortgage Programs
100% Financing (No Money Down) Programs
First Time Home Buyer Mortgage Programs
My Community Mortgage
Government Loans including FHA, VA and Rural Housing
Wisconsin Refinance Illinois Refinance Programs

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