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Wisconsin and Illinois Core
Bank Statement Mortgage Loans
With the recent changes and elimination of most stated income programs,
Ameristar Mortgage offers self employed borrowers the opportunity to
qualify with personal or business bank statements.
If you need some help to overcome obstacles to homeownership such as,
being self employed and writing off most income on your tax returns or
just needing extra credit flexibility, we offer core bank statement
solutions for qualified borrowers who want to purchase or refinance a
home
Loan amounts over $417,000 please see our
Jumbo Bank Statement program page.
Full Doc Guidelines (12 month bank statement):
- Up to 95% financing
- Maximum loan amount $417,000
- Minimum loan amount $50,000
- 12 months personal (100% of Deposits) or business (75% of
Deposits) bank statements accepted
- 30 and 40-year terms and options for initial interest-only
period
- 2 month PITI reserve requirements (owner occupied and 2nd home)
- 6 month PITI reserve requirements (non-owner occupied)
- One loan with no PMI
- First time home buyers allowed (restrictions apply)
- Tradeline requirements do apply
- Variety of property types including: owner occupied, 2nd home,
investment, rural, low and high rise condos and 1-2 unit properties
- Available for purchases, rate and term refinances and cash out
refinances
Current Wisconsin and
Illinois Mortgage Rates
Please call
or
email Ameristar for current bank statement program rates
All
Wisconsin and Illinois Mortgage Programs
100% Financing (No Money Down) Programs
First Time Home Buyer Mortgage Programs
My Community Mortgage
Government Loans including
FHA, VA and
Rural Housing
Wisconsin Refinance Illinois Refinance Programs
About Ameristar
Mortgage
Apply or
Pre-qualify Online
Contact
Ameristar Mortgage
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