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Today's Current Wisconsin Illinois Mortgage Rates as of 02/10/2009
Current Mortgage Rate Trend:
improving
Last Updated: 02/10/2009 at 9:52 AM CST

Mortgage Program

Rate

Points

Origination

APR

Max Loan Amount

Purchase: Rates Based on $150,000

 30 Year Fixed

5.125

0.00

0.00

5.184

417,000

 30 Year Fixed

4.625

1.50

0.00

4.788

417,000

 15 Year Fixed

4.750

0.00

0.00

4.851

417,000

 30 Year FHA 6.000 0.00 0.00 6.182 County Specific Limits

 30 Year Federal VA

6.000

0.00

0.00

6.182

417,000

 30 Year Rural Housing

5.750

0.00

0.00

5.836

Income and City Size Limits

 5/1 ARM

5.375

0.00

0.00

5.459

500,000

 3/1 ARM

5.375

0.00

0.00

5.459

500,000

 5/1 Jumbo ARM

6.400

0.00

0.00

6.432

650,000

 30 Year Fixed Jumbo

7.350

0.00

0.00

7.409

650,000

Refinance: Rates Based on $150,000

 30 Year Fixed

5.125

0.00

0.00

5.184

417,000

 30 Year Fixed

4.625

1.50

0.00

4.788

417,000

 15 Year Fixed

4.750

0.00

0.00

4.851

417,000

 5/1 ARM

5.375

0.00

0.00

5.459

500,000

 3/1 ARM

5.375

0.00

0.00

5.459

500,000

 5/1 Jumbo ARM

6.400

0.00

0.00

6.432

650,000

 30 Year Fixed Jumbo

7.350

0.00

0.00

7.409

650,000

Lot Loans: Rates Based on $125,001
1/1 Year ARM 6.850 0.00 0.50 6.964

250,000

3/1 Year ARM 7.000 0.00 0.50 7.155 250,000


Rates are subject to change without notice.
Rates based on a 30 day lock and you must escrow.
Escrow waiver and extended rate locks are available, please call.
This information is meant to be an estimate.
Contact us for a complete assessment of your situation.
 


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Rural Housing Income Limits and Ineligible Areas:

Wisconsin Income Limits for Rural Housing Loans - PDF file
Wisconsin Ineligible Areas for Rural Housing Loans
Illinois Income Limits for Rural Housing Loans - PDF file
Illinois Ineligible Areas for Rural Housing Loans

FHA Maximum Mortgage Limits:

Search FHA Maximum County Mortgage Limits by State

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*ARM rates quoted are for Wisconsin properties only. Illinois ARM rates tend to be and usually are slightly higher. Please contact us for rates.

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