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Brian Collins brian.collins@ameristarmadison.com Toll free: 877-240-5840 x29

www.AmeristarMadison.com
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The Loan Process for First Time Home Buyers in Wisconsin and Illinois including Milwaukee, Chicago and Madison

Posted by Brian Collins on Jan 11, 2009

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As a Wisconsin or Illinois first time homebuyer, buying a home and securing mortgage financing can be an overwhelming process. We will walk you through the process, explain everything to you in detail and answer all the questions you have. 
 
The first step in purchasing a home should be to get Pre-Approved on a Mortgage Loan. Why do you need a Pre-Approval? Most sellers now require that a buyer have a Pre-Approval letter in hand before they will accept an offer or they are more inclined to accept an offer from a buyer who has a Pre-Approval Letter. In addition, having a Pre-Approval Letter can give you a better negotiating position as the seller knows you are Pre-Approved and that once the Sales Contract is signed your are ready to promptly move foreword with the closing. Also, the Pre-Approval process lets you know how much house you can afford based on your budget and financial situation and will determine how much money you will need to close if any. I would be glad to assist you in getting Pre-Approved and there is never a charge for this.

 The purchase and financing of a home is often referred to as “the largest financial decision most people make”. It therefore makes sense that you choose a mortgage firm that has its customer’s best interest as its primary goal. You have found that with Ameristar Mortgage, a Mortgage Banker.
 
 Ameristar Mortgage has been originating mortgage loans for twenty-one years and has its own in-house processing, underwriting and closing departments which simplifies and accelerates the loan process.
 
 Considering the magnitude of the decision, it is surprising how uninformed the average person is with regard to the financing of a home. By in large however, it is simply due to fact that it’s something you do only a handful of times in your life at most. I have always believed that the best service I can offer my customers is to educate them to the process and then to offer them the most beneficial program available. I therefore offer you my guidance in educating you with regard to the home loan process as needed and my services with regard to a home mortgage. Even if you are currently working with another mortgage company in a loan process, I would be glad to evaluate their offer and give you a comparison of what Ameristar Mortgage can do.
 
 If you have any questions or would like to have me review your specific situation with no obligation, please feel free to email me through the link below or contact me directly by one of the options listed below. I look forward to working with you and to helping you find the mortgage option that is best for you based on your personal and financial goals.
 
 Ameristar Mortgage is your local Wisconsin and Illinois Mortgage Banker:
 
 Brian Collins
 Toll Free: (877) 240-5840 x29
 brian.collins@ameristarmadison.com

 www.AmeristarMadison.com
 
 Visit my blog at http://www.ameristarmadison.com/blogs_brian_collins/

Resources:

Loan Process
First Time Home Buyer Information

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