VA Refinance IRRRL Loans in Illinois and Wisconsin: Chicago, Milwaukee and Madison
Posted by Dennis Hardy on Oct 6, 2008
If you are a Veteran, with an existing Illinois or Wisconsin VA Guaranteed Mortgage, you are entitled to an additional benefit from The Department of Veteran Affairs when it comes to refinancing your VA mortgage.
This program is called a VA Interest Rate Reduction Refinance Loan or IRRRL. Under this program, you can refinance your existing VA mortgage loan without having to re-qualify or have a new appraisal done. In fact, the full credit report is replaced by a mortgage only credit report for qualification purposes. This report shows only your mortgage payment history and none of your other credit or credit scores.
The main eligibility for this program is the new VA mortgage must have the purpose of lowering the current interest rate, shortening the loan term of the current mortgage or converting from an ARM to a fixed rate loan.
When choosing someone to help you refinance your VA Mortgage, It makes sense that you choose a mortgage firm that has the Veteran’s best interest as its primary goal. You have found that with Ameristar Mortgage.
Ameristar Mortgage has been originating mortgage loans for twenty years and is licensed to do business in Illinois, Wisconsin and Florida including major cities such as Chicago, Milwaukee and Madison.
Ameristar Mortgage always believed that the best service we can offer our customers is to educate them to the process and then to offer them the most beneficial program available. Even if you are currently working with another mortgage company in a loan process, we would be glad to evaluate their offer and give you a comparison of what Ameristar Mortgage can do.
Additional Illinois and Wisconsin VA mortgage information can be found on our website www.AmeristarMadison.com
For loan amounts over $417,000 please visit our Jumbo VA Loans page for details.
Ameristar Mortgage is your Illinois and Wisconsin VA mortgage banker:Dennis Hardy
Toll Free: (877) 240-5840 x23
dennis.hardy@ameristarmadison.com
www.AmeristarMadison.com
Visit my blog at http://www.ameristarmadison.com/blog/
VA eligibility information can be found here: http://www.ameristarmadison.com/va_elig.htm
To View the VA Benefits Act of 2004 visit http://www.ameristarmadison.com/announcements/va_benefits.htm
VA mortgage loans are available to all qualified Illinois and Wisconsin Veterans including VA loans in Chicago, Milwaukee and Madison.
Blog entry: http://www.ameristarmadison.com/blog/content/wisconsin-va-mortgage-loans-illinois-va-home-loans/
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