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Dennis Hardy dennis.hardy@ameristarmadison.com Toll free: 877-240-5840 x23

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Illinois Refinance Wisconsin Refinance Chicago Refinance Milwaukee Refinance Madison Refinance Cash Out 100%

Posted by Dennis Hardy on Nov 20, 2008
  Ameristar Mortgage offers a variety of refinance programs in Wisconsin and Illinois including rate and term refinance, cash out refinance, VA refinance, FHA refinance, VA and FHA cash out refinance, jumbo refinance… The list goes on. For the most part almost every program available has refinance options. If you are looking to obtain a lower [...]

First Time Home Buyer Information for Illinois and Wisconsin Residents

Posted by Dennis Hardy on Nov 1, 2008
  Are you an Illinois or Wisconsin First Time Home Buyer? Ameristar Mortgage offers many of the First Time Home Buyer Programs that are available today. FHA Loans USDA Rural Housing VA Mortgage My Community Mortgage Home Possible These programs allow a buyer to purchase a home with a minimal down payment. Currently, an FHA mortgage requires a 3% down payment [...]

FHA Condo Spot Loan Approval in Illinois and Wisconsin: Chicago, Milwaukee, Madison

Posted by Dennis Hardy on Oct 21, 2008
There are a lot of condos in Illinois and Wisconsin which are not on the FHA approved condo list. With FHA loans being the most popular program of recent with low downpayment requirements and flexible credit standards, it’s hard to purchase a condo while taking advantage of the FHA program. Read the rest of this entry »

Jumbo Mortgage Loans in Illinois and Wisconsin: Chicago, Milwaukee and Madison

Posted by Dennis Hardy on Oct 11, 2008
Jumbo loans in Illinois and Wisconsin are loans above the maximum loan amount established by the programs offered by the government-chartered corporations Fannie Mae and Freddie Mac. The average interest rates on jumbo mortgages are typically greater than is normal for conforming mortgages, and vary depending on property types and mortgage amount. Jumbo mortgages are now being [...]

VA Refinance IRRRL Loans in Illinois and Wisconsin: Chicago, Milwaukee and Madison

Posted by Dennis Hardy on Oct 6, 2008
  If you are a Veteran, with an existing Illinois or Wisconsin VA Guaranteed Mortgage, you are entitled to an additional benefit from The Department of Veteran Affairs when it comes to refinancing your VA mortgage. This program is called a VA Interest Rate Reduction Refinance Loan or IRRRL. Under this program, you can refinance your existing [...]

First Time Home Buyer Loans in Illinois and Wisconsin: Chicago, Milwaukee and Madison

Posted by Dennis Hardy on Sep 5, 2008
  As a Local Wisconsin and Illinois mortgage banker we treat all of our borrowers with the utmost respect. Our Wisconsin and Illinois Mortgage Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Whether you are Purchasing or Refinancing our goal is to make the [...]

Benefits of a VA Mortgage Loans in Illinois and Wisconsin including Chicago, Milwaukee and Madison

Posted by Dennis Hardy on Aug 19, 2008
  The Benefits of a VA Mortgage Loans in Illinois and Wisconsin including Chicago, Milwaukee and Madison The purchase and financing of a home is often referred to as “the largest financial decision most people make”. It therefore makes sense that you choose a mortgage firm that has its customer’s best interest as its primary goal. Ameristar Mortgage [...]

Illinois No Money Down Wisconsin No Money Down Mortgage Loans

Posted by Dennis Hardy on Aug 17, 2008
The three primary Wisconsin and Illinois no money down mortgage solutions that we facilitate are USDA rural housing loans, FHA loans, and VA loans. A no down payment mortgage can help you keep from depleting your savings with a down payment, but it will probably result in a slightly higher interest rate. Both VA and [...]

FHA Loans in Illinois and Wisconsin including Chicago FHA, Milwaukee and Madison

Posted by Dennis Hardy on Aug 15, 2008
If you are looking for a mortgage that offers a low down payment and relaxed qualifying criteria while still providing competitive interest rates, an FHA mortgage in Wisconsin or Illinois may be right for you. FHA Loan Features: Read the rest of this entry »

How to get a No Money Down FHA Loan in Wisconsin and Illinois

Posted by Dennis Hardy on Aug 6, 2008
How you can still buy a home in Wisconsin or Illinois with no money down: Last week the President signed H.R. 3221, Housing and Economic Recovery Act of 2008, into law. The bill contains a provision (SEC. 2113) which forbids FHA from insuring mortgages in which the borrower’s down payment comes from a private down payment assistance provider, [...]