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Dennis Hardy dennis.hardy@ameristarmadison.com Toll free: 877-240-5840 x23

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VA Refinance IRRRL Loans in Illinois and Wisconsin: Chicago, Milwaukee and Madison

Posted by Dennis Hardy on Oct 6, 2008
  If you are a Veteran, with an existing Illinois or Wisconsin VA Guaranteed Mortgage, you are entitled to an additional benefit from The Department of Veteran Affairs when it comes to refinancing your VA mortgage. This program is called a VA Interest Rate Reduction Refinance Loan or IRRRL. Under this program, you can refinance your existing [...]

Government Loans including FHA, VA and Rural Housing for Illinois Residents including Chicago

Posted by Dennis Hardy on Sep 21, 2008
  With such a wide variety of mortgages available to individuals pursuing first time home buyer loans, it is crucial to understand as much as possible about each potential mortgage type. Almost all programs offered by Ameristar Mortgage are available to first time home buyers in Illinois including Chicago. If you are looking for a no down [...]

First Time Home Buyer Loans in Chicago, Illinois: FHA, VA and Conventional

Posted by Dennis Hardy on Sep 9, 2008
  The challenge of buying a home for the first time in Chicago, Illinois can seem so daunting that it’s tempting to just go with the first house that falls in your price range or continue to rent. To help you demystify the process and get the most out of the purchase, we’ll examine what you’ll [...]

First Time Home Buyer Loans in Illinois and Wisconsin: Chicago, Milwaukee and Madison

Posted by Dennis Hardy on Sep 5, 2008
  As a Local Wisconsin and Illinois mortgage banker we treat all of our borrowers with the utmost respect. Our Wisconsin and Illinois Mortgage Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Whether you are Purchasing or Refinancing our goal is to make the [...]

Why should I refinance my Chicago home and when does it pay to do so?

Posted by Dennis Hardy on Sep 2, 2008
  Why should I refinance my Chicago home (or any home in Illinois) and when does it pay to do so? Refinancing can be worthwhile, but it does not make good financial sense for everyone. A general role of thumb is that refinancing becomes worth your while if the current interest rate on your mortgage is at [...]

Benefits of a VA Mortgage Loans in Illinois and Wisconsin including Chicago, Milwaukee and Madison

Posted by Dennis Hardy on Aug 19, 2008
  The Benefits of a VA Mortgage Loans in Illinois and Wisconsin including Chicago, Milwaukee and Madison The purchase and financing of a home is often referred to as “the largest financial decision most people make”. It therefore makes sense that you choose a mortgage firm that has its customer’s best interest as its primary goal. Ameristar Mortgage [...]

Illinois No Money Down Wisconsin No Money Down Mortgage Loans

Posted by Dennis Hardy on Aug 17, 2008
The three primary Wisconsin and Illinois no money down mortgage solutions that we facilitate are USDA rural housing loans, FHA loans, and VA loans. A no down payment mortgage can help you keep from depleting your savings with a down payment, but it will probably result in a slightly higher interest rate. Both VA and [...]

FHA Loans in Illinois and Wisconsin including Chicago FHA, Milwaukee and Madison

Posted by Dennis Hardy on Aug 15, 2008
If you are looking for a mortgage that offers a low down payment and relaxed qualifying criteria while still providing competitive interest rates, an FHA mortgage in Wisconsin or Illinois may be right for you. FHA Loan Features: Read the rest of this entry »

No Money Down FHA Loans Going Away in Chicago: Get One Before October 1st, 2008

Posted by Dennis Hardy on Aug 10, 2008
  No Money Down FHA Loans Going Away in Chicago: Get One Before October 1st, 2008 The mortgage and financial news has come quick and fast. I just wanted to take a moment and help you fully understand what appears to be happening. The House has approved the Foreclosure Bill and the President has signed it into law. [...]

Chicago Home Buyers are Returning to FHA Mortgage Loans: No Down Payment

Posted by Dennis Hardy on Aug 9, 2008
Chicago home buyers returning to FHA loans FHA mortgages are becoming popular again in Chicago! It’s an institution that has been around for a long time, since June 27, 1934. The Department of Housing & Urban Development folded the Federal Housing Administration (FHA) under its umbrella in 1965. Blemished Credit History If your credit is less than [...]