Ameristar Mortgage Blog

The Benefits of a VA Mortgage Loans in Illinois and Wisconsin including Chicago, Milwaukee and Madison

The purchase and financing of a home is often referred to as “the largest financial decision most people make”. It therefore makes sense that you choose a mortgage firm that has its customer’s best interest as its primary goal.

Ameristar Mortgage has been originating mortgage loans for over twenty years and is licensed to do business in Illinois, Wisconsin and Florida.

As a Veteran or if you are on Active Duty you may have earned the right to take advantage of a very unique Entitlement from the government with regard to a mortgage loan. Not all lenders are licensed to offer VA loans and many that are aren’t familiar with the full benefits that this program offers and as a result try to put you in a different loan type. We are very familiar with the VA loan program and recognize that there is not a better option for you.

The first step in purchasing a home should be to get Pre-Approved on a Mortgage Loan. Why do you need a Pre-Approval? Most sellers now require that a buyer have a Pre-Approval Letter in hand before they will accept an offer or they are more inclined to accept an offer from a buyer who has a Pre-Approval Letter. In addition, having a Pre-Approval Letter can give you a better negotiating position as the seller knows you are Pre-Approved and that once the Sales Contract is signed your are ready to promptly move foreword with the closing. Also, the Pre-Approval process lets you know how much house you can afford based on your budget and financial situation and will determine how much money you will need to close if any. I would be glad to assist you in getting Pre-Approved and there is never a charge for this.

I have always believed that the best service I can offer my customers is to educate them to the process and then to offer them the most beneficial program available. I therefore offer you my guidance in educating you with regard to the home loan process as needed and my services with regard to a home mortgage or the refinancing of an existing home mortgage. Even if you are currently working with another mortgage company in a loan process, I would be glad to evaluate their offer and give you a comparison of what Ameristar Mortgage can do.

If you have any questions or would like to have me review your specific situation with no obligation, please feel free to email me or contact me directly by one of the options listed below. I look forward to working with you and to helping you find the mortgage option that is best for you based on your personal and financial goals.

Additional Illinois and Wisconsin VA mortgage information can be found on our website www.AmeristarMadison.com

For loan amounts over $417,000 please visit our Jumbo VA Loans page for details.

Ameristar Mortgage is your Illinois and Wisconsin VA mortgage banker:

Dennis Hardy
Toll Free: (877) 240-5840 x23
dennis.hardy@ameristarmadison.com
www.AmeristarMadison.com

Visit my blog at http://www.ameristarmadison.com/blog/

VA eligibility information can be found here: http://www.ameristarmadison.com/va_elig.htm

To View the VA Benefits Act of 2004 visit http://www.ameristarmadison.com/announcements/va_benefits.htm

VA mortgage loans are available to all qualified Illinois and Wisconsin Veterans including VA loans in Chicago, Milwaukee and Madison.